Best Checking Accounts



Checking Account List

Below you'll find a list of the best online checking accounts, their rates, fees, and reviews.
Let us know if we've missed any :-)

Looking for rates and reviews for other financial products? We have lots:
Savings - Mortgages - CDs - Money Market Accounts
WaMu Free Checking
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WaMu Free Checking features no fees, free checks, free ATM use, and a free gold debit card with rewards. Currently, if you open a savings account at the same time, you'll get a 5.00% deal on the savings account.

5.00% APY

$1.00 minimum

Senior Checking from Bank of Internet USA
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Competitive rates, no fees, and ATM fee reimbursement. For people over 50.

3.75% APY

$1.00 minimum

Boomer Checking from Bank of Internet USA
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Competitive rates, no fees, and ATM fee reimbursement. For people over 40.

3.45% APY

$1.00 minimum

EverBank
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FreeNet checking account. Optional online bill pay with no fees when you maintain a balance of $1,500 or more. No ATM charges when using EverBank ATM. Will be reimbursed up to $6 a month for fees charged by other ATMs

3.41% APY

$1,500.00 minimum

Freedom Checking from Bank of Internet USA
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The Freedom Account is an interest-earning checking account designed specifically for online banking.

3.40% APY

$1.00 minimum

ING - Electric Orange
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ING Direct's Electric Orange features a competitive interest rate, no fees, an associated line of credit, and a MasterCard.

3.25% APY

$0.00 minimum

E*TRADE Checking
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FDIC-insured checking account that offers free online bill payment, free ATM/ Visa Debit card, and unlimited ATM fee refunds nationwide.

0.50% APY

$100.00 minimum

WaMu Platinum Checking
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Higher balance requirements than the free account, but pays interest.

0.10% APY

$1,000.00 minimum

Wachovia Crown Banking
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Unlimited access to Wachovia ATMs. Free online banking. No monthly service fee when minimum balance is kept.

0.05% APY

$0.00 minimum

US Bank
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Free Checking with Interest. Free ATM transactions at U.S. Bank ATMs. Free Check Card with Checking That Pays Rewards Program. Internet Banking and Online Statements.

0.00% APY

$100.00 minimum

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